How I went from living paycheque to paycheque, to helping others live life on their terms.
Almost four years ago, a traumatic work accident changed my life. I was making good money, and living comfortably, when all of a sudden my life changed forever. I was no longer able to physically work like I did before, and I ended up losing my income.
I was stressed, depressed, anxious, sleepless, over my financials.
It was like being on a sinking ship, with no land in sight.
Every week, the bills, the credit cards, past due notices, just kept piling up.
We had to get a vast majority of our food from the food bank. Our little family of 3 was now deemed so low income, that we qualified for the food portions to feed a family of six!
Unexpected financial emergencies always seemed to come at the worst time and we felt like we were never going to get ahead.
I started selling personal belongings, just to cover our primary needs and expenses.
Despite my best efforts, we still didn’t have enough money to live.
We didn’t know if we would even keep our home.
It was an absolutely terrible feeling seeing everything my wife and I had worked so hard for, being ripped away from us.
I desperately sought help to make our financial situation better.
Despite looking in countless places, researching online, it always seemed like there was a hidden catch.
It was either too much money to find out the answer or the strategy just wouldn’t work for us and was just going to kick the can down the road even further.
We tried spending less, budgeting, completely stopped eating out, and despite all of that, none of it worked.
I just kept praying for deliverance, that God would hear me and help me.
My wife and I were preparing for the worst, to losing everything and moving in with family.
Just when all seemed lost, in late 2019 through a mutual friend, I was connected to someone who showed me the secret to turning this all around.
It All Started With A Plan.
Have you ever made, or even ate, a meal that didn’t taste quite right? You looked at the recipe, thought you were following it correctly, but something was off. You may vividly recall how it was undercooked, or that ingredients were added in the wrong order, or that ingredients were never even added, when the dish explicitly called for those ingredients! We can be doing many things right during the preparation process and end up with a meal disaster!
My problem was that, even though I was doing some things right, I had many things financially backwards or plain out wrong. I didn’t have a strategy that mapped out my family’s needs, lifestyle, or living expectations. The problem was, I was trying to do something that was personalized for someone else, and not for me. Having this plan, personalized to me, helped me to understand what my family needed to do, to climb out of our financial mess. The best part? It was all complimentary and didn’t cost us anything to see what our personalized plan would look like.
Seeing The Plan In Action...
Looking at our own situation, it took us about 18 months, to eliminate 50% of our consumer debt. My wife and I no longer worry about credit card statements, and pay all our bills on time and in full. Unexpected financial emergencies no longer feel painful, in the sense that we have the money set aside, for when life happens. It was a wonderful feeling, seeing our financial goals and vision, coming together. We sleep much better, knowing that our financials are moving in a positive direction. That gives us peace of mind, total satisfaction, and the freedom to live life on our terms with our priorities.
Keep in mind, it may have taken us much longer to reach our goal, than it may take you. This is because when I lost my income, we took a dramatic hit to our household income needs.
Today
Seeing the results first hand in our situation, I became passionate about helping others discover similar results in their lives. Having been in a difficult financial situation, I can’t tell you how freeing it was to see the light at the end of the tunnel. I want others to see the amazing possibilities that are open to them, to give them the freedom to live life on their terms.
Before I started implementing my personalized financial plan, I was:
- Juggling multiple credit card payments, loan payments, unexpected financial emergencies and repair bills.
- Continuously wracking up more and more debt.
- Paying high interest fees from borrowing.
- Stressing, worrying, sleepless nights about my financial problems.
- Worrying that we would lose our home.
After my wife and I implemented our personalized financial plan:
- We significantly lowered our monthly debt payments by hundreds of dollars
- learned a practical strategy to rapidly pay off our debt
- Discovered creative ways we could save without feeling like we lost our standard of living
It was great seeing
Ready To Discover The Satisfaction Of Living Life On Your Terms?
Money can be a wonderful tool when used correctly. Most of our financial problems and mistakes, happen because we lacked the proper information to make an informed choice. After all, most of the methods that lead to a happy and successful financial future, are not taught in school. No matter how terrible the financial mess, know that there is a way out and a light at the end of the tunnel. Learning these strategies and having your personal financial blueprint, will give you the peace of mind to
By implementing these methods consistently and practically, you will feel good about where you are headed financially. Living life on your terms is total freedom, to prioritize your family’s needs, and placing their happiness first. I invite you to join me on this exciting journey! There is absolutely no risk, or cost, to explore the possibilities, and it will be very rewarding for those who stay consistent. All without feeling like you are on a spending diet!
inspiring quote I wrote